Welcome to your breathtaking, turnkey 4-story townhome, located just one block from the beach with no HOA, no wind insurance requirement, and a fully assumable flood insurance policy at approximately $1,200/year—saving you over $5,000 annually. Plus, enjoy your own deeded beach access, making this the ultimate Florida coastal retreat. Boasting 3 spacious bedrooms, 3 full bathrooms, and a private in-home elevator, this beautifully designed residence offers effortless luxury and comfort. The open-concept main floor is ideal for entertaining, featuring elegant porcelain tile flooring, a gourmet upgraded kitchen with premium appliances, and a bright, airy great room that flows seamlessly to a private balcony. Your luxurious primary suite is a true sanctuary with its spa-inspired en-suite bathroom, complete with a soaking garden tub, dual walk-in closets, and another private balcony to enjoy peaceful mornings or stunning sunsets. The crown jewel of this home is the expansive rooftop terrace, perfect for entertaining, relaxing, or simply soaking in the ocean breeze and panoramic views. Outfitted with epoxy flooring and a tile-roof pavilion, it’s already plumbed and wired for a hot tub—your personal rooftop paradise awaits. Additional highlights include: oversized 4-car garage with ample storage, new variable-speed HVAC units (2022), fully remediated and permitted post-storm (minor water in garage/entryway only), and walkable to restaurants, shops, and the beach. This rare beachside gem offers unbeatable value, location, and lifestyle. Schedule your private showing today and experience coastal living at its finest.