One or more photo(s) has been virtually staged. Prepare to be enchanted by this rare gem in the tranquil, tree-lined River Run neighborhood of Temple Terrace—a meticulously updated 3-bedroom, 2.5-bathroom pool home that blends thoughtful upgrades with timeless charm. Built in 1984, this property offers peace of mind along with the comfort and style today's discerning buyer demands. Even better? OWNER FINANCING AVAILABLE! Attractive terms include a 5% interest rate, up to a 15-year maximum mortgage (amortized over 30 years), with no prepayment penalty. A great opportunity for qualified buyers seeking flexibility and savings. Add in no HOA or CDD fees, and a location in Flood Zone X (no flood insurance required), and this home becomes even more compelling. Set on a lush, fully fenced .2057-acre lot with no rear neighbors, this home offers the privacy and seclusion you crave—especially when relaxing by the heated pool and spa, a backyard retreat that feels like your own hidden sanctuary. From the curb, the home makes a strong first impression, but step inside and it only gets better. You're greeted by a spacious living room with views that instantly draw you outside to the custom-built heated pool and cascading rock waterfall, all framed by a fully rescreened enclosure. The pool area was renovated in 2024, including resurfacing, a new 42,000 BTU heater, updated electrical, a new motor and pump, and all-new screening for years of low-maintenance enjoyment. Whether you're soaking in the spa at sunset or enjoying a peaceful morning coffee, you’ll appreciate the serenity this home offers—especially with no rear neighbors to interrupt the moment. Inside, the upgrades continue. The kitchen and laundry room have been fully remodeled to meet the needs of today’s homeowner. Smart stainless-steel appliances, granite countertops, soft-close cabinetry, recessed LED lighting, and ample storage space create a space that’s as functional as it is beautiful—even the laundry room offers generous counters and storage. The formal dining room is ideal for entertaining and features a charming window view that fills the space with natural light and neighborhood character. In 2023, the roof was replaced & remains under warranty, offering long-term peace of mind. Then in 2024, the home received a comprehensive makeover, including double-pane Energy Star windows and doors, refinished ceilings with popcorn texture removed, new ceiling fans, designer light fixtures throughout. With 1,836 heated square feet & over 3,200 total square feet, the layout feels open yet cozy, striking the perfect balance for entertaining or everyday living. The home also offers practical features like a two-car garage, an outdoor shed with electricity, & a carport tucked behind a double-gated fence—ideal for boat or trailer storage, or simply extra parking. A deep well irrigation system keeps landscaping lush while reducing water bills, & fully enclosed vinyl fencing adds security & seclusion to your backyard oasis. Tucked within a quiet, established neighborhood known for its natural beauty and friendly community, this home is more than just a place to live—it’s a lifestyle upgrade. It offers privacy, luxury, efficiency, location—all in one beautifully cared-for package.